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EastCap Mortgage     Official Sponsor
Proud to be the Rochester area's mortgage broker known for integrity and a sincere dedication to quality customer service.



Choosing The Right Mortgage

Mortgage Types Rates And Points
Buydown VS. GPM Real Estate Glossary
Fixed-Rate VS. Adjustable Rate 4 Parts Of Your Mortgage Payment



Getting Started

Are You Ready To Buy Qualifications Checklist
Up-Front Cash Requirements Allowable Down Payment Sources
Two Key Factors In Qualifying For A Loan Your Initial Lender Meeting
Understanding Tax Benefits Down Payment Assistance Programs



Homeownership 101 

Introduction To Refinancing Who Is Involved In The Buying Process
Reasons To Refinance Home Buyer's References
Should You Refinance?



Applying For A Loan

Applying For A Loan Required Paperwork
Getting Your Loan Approved Reasons A Loan May Not Be Approved
Criteria For Loan Application Let FHA Loans Help You



Making The Purchase

Making The Purchase What Happens At Closing
Closing Participants Paperwork You Will Sign - Part 1
Pre-Closing Paperwork You Will Sign - Part 2




Your Credit Report & Credit Score 

What Are Credit Reporting Agencies? What FICO Scores Do Not Look At?
What If I Am Denied Credit? Tips On Improving Your Credit Score?
Will Scores Differ At Each Credit
Reporting Agency?		 What Does A FICO Score Take Into Consideration?
Is FICO The Only Credit Score That
Lenders Use?		 Correcting Errors On Your Credit
Report?
What Is A Credit Score & How Is It
Calculated?		 How Does The FICO Score Count
Inquires?



Information For Veterans

VA Loan Eligibility Service Members Civil Relief Act - SCRA
Eligibility FAQs SCRA FAQs
Trouble Making Your Payment?  



Avoid Fraud & Scams 

6 Things You Should Know About Loan Modification Scams Prevent Loan Modification
& Foreclosure Scams
Common Loan Modification Scams  Tax-Related Identity Theft 
Avoiding Online Scams Fake Check Scams
Money Transfer Scams Debt Relief Scams
Pay-In-Advance Credit Offers



Home Foreclosure

Know Your Timeline If You're Get Behind On Your Payments
Know Your Options Avoid Default & Foreclosure
Know Your Mortgage  Contact Your Loan Servicer 
Know Your Rights  Contact Not-For-Profit Counselor 
5 Tips: Protecting Your Home From Foreclosure Giving Up Your Home Without
Foreclosure
Tips For Avoiding Foreclosure  




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